How Jewelry Pawn Shop Works - USA Pawn And Jewelry

COVID-19: The latest information on how we are addressing health and safety. Find out more

Loans with no credit check

It takes just four easy and quick steps to get a loan. And a credit check isn’t required.

How Pawn Works

1. Bring us your item

Bring in any item of value. You can choose to pawn (borrow) or sell your item. Also, please bring a valid government-issued photo I.D. You must be 18 or older (certain states may impose higher minimum ages), depending on the store’s location.

What kinds of items can I pawn?

Get your item appraised in-store

It’s easy to find out how much your item of value might be worth. Just contact your local store to get an estimate of the loan amount or purchase price.

Our in-store experts are able to appraise the fair value of a wide variety of merchandise. And remember, we always work hard to offer the highest dollar amount possible on your items of value, either for a pawn loan or if you wish to sell.

Before visiting, you can contact your local store to get a loan estimate for your item.

2. Get a loan

We’ll appraise your item and let you know the cash amount we are able to lend. You leave with cash while we hold your item. The time period for the loan varies by state. And, when your item is with us, you can be assured that we keep it safe and secure.

Get your item appraised in-store

It’s easy to find out how much your item of value might be worth. Just contact your local store to get an estimate of the loan amount or purchase price.

Our in-store experts are able to appraise the fair value of a wide variety of merchandise. And remember, we always work hard to offer the highest dollar amount possible on your items of value, either for a pawn loan or if you wish to sell.

Before visiting, you can contact your local store to get a loan estimate for your item.

3. Pay back your loan

All you do to reclaim your item is pay off your loan. If you need more time, we often can give you an extension or renewal, as permitted by law. If you choose to surrender your collateral, there is nothing further you need to do. Not paying off your loan is your choice. Your choice will not affect your credit score. Once the loan is repaid, you can pick up your merchandise.

Lookup your loan? Can’t make it into the store on time? LANA can help.

The LANA app – a digital tool to manage your pawn loans on your smartphone – enables you to extend your loan (where available) and manage payments.